102 State Highway 317
Ashdown, AR 71822

OUR SERVICES


Financial planning is important for everyone, as is making sure you have adequate life insurance and income protection. But did you know there are life insurance options available that can help fund your retirement - tax-free?

We help people devise the best plan for maximizing their life insurance policies in a way that can contribute to retirement funds. We take a thorough look at your current financial situation and analyze your goals and help you design a life insurance and retirement plan that fits YOUR needs.

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about us

who we are


We have been changing lives and leaving legacies for almost 30 years. All those years we’ve specialized in showing people how they can have a “Tax-Free” retirement, as provided in IRS codes 101 and 7702. My commitment is to you, the individual, and your specific needs and not to any particular company, agency, or product. We are licensed in Arkansas, Louisiana, Ohio, and Texas but can become licensed in any state if needed. We would greatly appreciate the opportunity to serve you according to your specific needs. 

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Happy Customers

What our customers say?


  • This letter is to serve as an introduction to my friend and Financial Services Professional, Carl Waren. Carl has been handling my life insurance, health insurance, disability and retirement plans ...

    William N. McCullough, President

    Beach Equipments Company, Inc

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Waren & Associates


Strategies for the financial well-being of your business

  • + 1250

    Financial Free

  • 4

    State Licensed

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Contact Us & Transform Your Life