1001 Texas Blvd Suite 102
Texarkana, TX 75501


This letter is to serve as an introduction to my friend and Financial Services Professional, Carl Waren. Carl has been handling my life insurance, health insurance, disability and retirement plans since, at least, 1992. I can, without reservation, recommend Carl as he has always been there for us with the proper solutions. I am sure with his knowledge, commitment, and integrity that you will find him to be an asset for your personal and/or business insurance and financial services needs also. 

William N. McCullough, President - Beach Equipments Company, Inc